Critical Illness

Critical Illness coverage helps offer financial support if you are diagnosed with a covered critical illness, such as heart attack, stroke, invasive cancer, coma, paralysis, and more.

We offer three plan options:

Benefits AmountGuaranteed Issue Amount
Employee$10,000
$20,000
$30,000
Up ot $30,000
Spouse50% of employee elected amountUp to $15,000
Children25% of employee elected amountAll Guaranteed Issue

You can select the benefit coverage based on your individual needs. The Critical Illness policy will pay a cash lump sum for qualified critical illnesses. The cash benefit is based on the percentage payable for the condition. The benefit is paid in addition to other insurance you may have.

To file a claim, you can call 800-754-3207 and speak with a New York Life dedicated customer service representative. New York Life’s intake team can file your claim via phone.

Benefit Plan Details

For complete details of the Critical Illness plan, please refer to the Summary Plan Description. See our Eligibility and Enrollment page for details on who can enroll in coverage.