Critical Illness coverage helps offer financial support if you are diagnosed with a covered critical illness, such as heart attack, stroke, invasive cancer, coma, paralysis, and more.
We offer three plan options:
| Benefits Amount | Guaranteed Issue Amount | |
|---|---|---|
| Employee | $10,000 $20,000 $30,000 | Up to $30,000 |
| Spouse | 50% of employee elected amount | Up to $15,000 |
| Children | 25% of employee elected amount | All Guaranteed Issue |
You can select the benefit coverage based on your individual needs. The Critical Illness policy will pay a cash lump sum for qualified critical illnesses. The cash benefit is based on the percentage payable for the condition. The benefit is paid in addition to other insurance you may have.
To file a claim, you can call 800-754-3207 and speak with a Cigna dedicated customer service representative. Cigna’s intake team can file your claim via phone.
Benefit Plan Details
For complete details of the Critical Illness plan, please refer to the Summary Plan Description. See our Eligibility and Enrollment page for details on who can enroll in coverage.