Plan features

There’s never been a better time to save for your future.

  • Ardent matches your contributions. Ardent matches 100% of the first 3% you contribute, plus a 50% match on the next 2% you contribute.
  • The match is contributed to your account annually during the first quarter of the following plan year.
  • You are 100% vested in the company match. You are also 100% vested in the amount you contribute to your 401(k).
  • You choose how much to contribute. You can contribute from 1% to 85% of your pay on a pre-tax basis up to the set IRS limits.

Other highlights of the 401(k) plan

  • The Roth component to the 401(k) plan allows you to choose between pre-tax and post-tax contributions. In the traditional 401(k), you contribute pre-tax dollars and pay taxes at the time of withdrawal. In the Roth 401(k), you contribute post-tax dollars and pay no taxes at withdrawal. Visit the Fidelity website for more information.
  • You choose how your contributions are invested. The plan offers a variety of professionally managed funds. For more information on the funds, see the Fidelity website.

Roth or Traditional 401(k)

What's similar, what's different, what's right for you?

Watch the below education video on Roth and Traditional 401(k)

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