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New ways to think about—and use—your benefits

Attention- Pascack Valley, Bay Medical, Mountainside, Seton Harker Heights and Portneuf Team Members

For information about your benefits plan, please visit www.myardentbenefits.com. Information on this website is relevant only to Lovelace, Hillcrest, BSA, St. Francis, Corporate and Plano employees.

If you’re like most people, your employee benefits probably aren’t top of mind unless you’re sick and need medical care, or have a problem and need to use one of the programs. This means that you may not be taking full advantage of all the ways Ardent’s benefits can help you every day, to support you and your family, help you save money and plan for the future—and even help you stay healthy!

For a different perspective on the programs available to you, here’s a holistic way of thinking about your benefits.

Answers to questions about your medical plan

To help answer your questions about your medical benefits, we have a newly upgraded service available from UMR. UMR’s specialized team of plan advisors are available at 866‑675‑1610 weekdays from 7 a.m. to 7 p.m. CT. Plan advisors can help you make the right medical choices, including determining whether a provider is in the Ardent Network or the UnitedHealthcare (UHC) Choice Plus Network.

Support for you and your family

Through Health Advocate, you have three unique services to help you and your eligible family members balance your work and home life, resolve time-consuming health care and insurance-related issues and more.

  1. The Employee Assistance Program—For free, confidential counseling services and referrals, regardless of location, 24/7.
  2. Your Personal Health Advocate—For help navigating the complexities of the health care system, whether you need help understanding a doctor’s bill, finding a specialist, getting an appointment or handling another issue that’s stumped you.
  3. Personal Concierge Service—For access to experts who can save you time and frustration by assisting you with a wide range of personal tasks.

Boosters for your financial future

Spending less on health care and taxes today means you have more money for the financial future you want for yourself and your family. Here are a few ways to make sure you come out ahead:

  • Get care at an Ardent facility, and use in-network providers. Costs will always be lower when you use facilities that are part of our company and some designated partner facilities. You’ll also pay the least when you see in-network providers. (A network is a group of doctors, labs, hospitals, specialists and other health care providers or facilities that your health care plan has contracted with to pay those providers a negotiated—usually discounted—rate.)
  • Pay for eligible health care expenses with your Health Care Flexible Spending Account (FSA). When you pay for an eligible health care expense, be sure to put your FSA to work right away. Don’t forget to use your WageWorks® Healthcare Card at health care providers and pharmacies to pay for eligible services, goods and prescriptions. And remember to use all the money in your 2017 FSA before March 15, 2018; you’ll lose any money that you don’t use by then.
  • Take advantage of the flexibility of your Health Savings Account. Did you know you can change your contribution levels at any time, or even front-load your account to cover expenses you expect to incur at the beginning of the year when your account balance might not otherwise cover them? It’s easy to manage your HSA online or by downloading the EZ Receipts® Mobile App to your mobile device. Learn more at WageWorks.
  • Use your HSA-compatible Limited-Purpose Flexible Spending Account to cover out-of-pocket dental and vision expenses. Be sure you incur all eligible expenses by March 15, 2018, so you don’t have to forfeit any unused 2017 funds. Not sure what’s covered? See a complete list of eligible expenses.
  • Save through the 401(k) Retirement Savings Plan—and get free money from Ardent! Ardent matches 100% of the first 3% you contribute to the 401(k), and 50% of the next 2%. Contribute 5% of your eligible pay to get the full company match!

Keeping you healthy

Caring for your own health is the first step to providing excellent care to others. Don’t overlook these important benefits that can help you stay at the top of your game.

  • Maximize your preventive care benefits. Preventive care—including immunizations and annual physicals—can keep you from getting seriously ill. Take advantage of preventive care services to help you maintain your health and prevent disease. All Ardent medical plans cover in-network preventive care services, such as annual check-ups, immunizations and age-appropriate screenings at 100%, so you pay nothing for these services that help keep you healthy.
  • Participate in the Bravo Wellness Program. You’ll get important information about your health when you complete the annual wellness screening and health assessment.

To learn more about these and your other Ardent benefits, visit the Your benefits page. 

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