Plan features

There’s never been a better time to save for your future.

  • Ardent matches your contributions. Ardent matches 100% of the first 3% you contribute, plus a 50% match on the next 2% you contribute.
  • The match is contributed to your account annually during the first quarter of the following plan year.
  • You are 100% vested in the company match. You are also 100% vested in the amount you contribute to your 401(k).
  • You choose how much to contribute. You can contribute from 1% to 85% of your pay on a pre-tax basis up to the set IRS limits.

Other highlights of the 401(k) plan

  • The Roth component to the 401(k) plan allows you to choose between pre-tax and post-tax contributions. In the traditional 401(k), you contribute pre-tax dollars and pay taxes at the time of withdrawal. In the Roth 401(k), you contribute post-tax dollars and pay no taxes at withdrawal. Visit the Transamerica website for more information.
  • You choose how your contributions are invested. The plan offers a variety of professionally managed funds. For more information on the funds, see the Transamerica website.