Optional Life and AD&D Insurance

You may purchase additional coverage under the Optional Life Insurance and Optional AD&D Insurance plans.

If you are an executive, you receive enhanced Optional Life and AD&D Insurance benefits

Optional Life coverage in excess of $250,000 will require you to complete an Evidence of Insurability (EOI) form and be approved before coverage takes effect.

Also, any increase in coverage after you are initially eligible for coverage and during Annual Enrollment will require you to complete an EOI form and be approved before coverage takes effect.

2017 Coverage

Optional Life Insurance Benefit Available Coverage
For you Up to 4 times your salary (rate based on age) with a $500,000* maximum
For your spouse $5,000 increments with a $50,000 maximum
For your child(ren) $5,000 or $10,000

 

Optional AD&D Insurance Benefit Available Coverage
For you Up to 4 times your salary with a $500,000* maximum
For your spouse $5,000 increments with a $50,000 maximum
For your child(ren) $5,000 or $10,000

* An age-reduction schedule applies beginning at age 70. See your Summary Plan Description for the complete reduction schedule.
 

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