Dental

Ardent offers one dental plan through Delta Dental for employees at all locations. You can choose from two networks: the Delta Dental PPO network, where you pay the lowest amount for services, or the Delta Dental Premier network, where you will pay a slightly higher amount for services. Find participating providers at http://www.deltadentaltn.com.

The plan covers routine checkups and other types of dental care you may need:

  • Diagnostic and preventive services (routine exams, cleanings, fluoride treatments)
  • Basic services (extractions, fillings)
  • Major services (crowns, dentures, bridges)
  • Orthodontic services (for all enrollees)—download details on how orthodontic services are paid [PDF]

You can see any dental provider you choose. The level of benefits you receive is determined by the network you use when you need care.

  Delta Dental PPO
You Pay
Delta Dental Premier
You Pay
Out of Network
You Pay*
Annual Deductible None $50 per person,
$150 per family
$50 per person,
$150 per family
Diagnostic and Preventive Services 0% 0%, no deductible 0%, no deductible
Basic Services 10% 20% 20%
Major Services 40% 50% 50%
Orthodontic Lifetime Deductible $50 per person,
$150 per family
$50 per person,
$150 per family
$50 per person,
$150 per family
Orthodontic Services 50% 50% 50%

* Non-participating dentists can balance-bill you for charges in excess of Delta Dental’s maximum plan allowance.

Benefit Tip! You can also use your Health Care Flexible Spending Account—or, if you're enrolled in one of the High Deductible Health Plans, your Limited-Purpose Flexible Spending Account—to pay for eligible dental expenses (that are not covered by another plan) on a pre-tax basis. Keep in mind that cosmetic procedures, such as teeth whitening, are not considered eligible expenses.