Blog Archive

New ways to think about—and use—your benefits

If you’re like most people, your employee benefits probably aren’t top of mind unless you’re sick and need medical care, or have a problem and need to use one of the programs. This means that you may not be taking full advantage of all the ways Ardent’s benefits can help you every day, to support you and your family, help you save money and plan for the future—and even help you stay healthy!

What’s New for 2018

New plans for 2018. Everyone must enroll!

This year, we’re streamlining and simplifying our medical plan choices and offering three new plans for 2018. You must elect benefits or you will not have medical, dental or vision coverage in 2018—even if you are currently enrolled. You will also need to elect your 2018 contribution amounts for the Flexible Spending Accounts (FSAs) and the Health Savings Account (HSA) if you want to participate in those plans.

Take care of yourself. The rewards are worth the effort.

Good health is its own reward, but how about an extra incentive to sweeten the deal? Get big discounts on your 2018 medical premiums when you—and your covered spouse/domestic partner—complete a wellness screening by October 31, 2017. You’ll save even more when you (and your covered spouse/domestic partner) achieve important health goals—plus you’ll get valuable information that will help you monitor and improve your health.

It pays to know your Health Savings Account

It’s a new year and we all know what that means: resolutions. If you’re enrolled in the High Deductible Health Plan or the High Deductible Health Plan Plus, you have one more way to reach any financial resolutions you’ve made for 2017: your Health Savings Account (HSA). Here are three things you should know when it comes to your HSA.

Health Advocate: Helping you find your balance

We all need help sometimes, especially when it comes to balancing work and life. Now there’s one single place you and your eligible family members can go to get the help you need.

New year. New benefit plans!

Everyone must elect new benefits during Open Enrollment

This Open Enrollment, you must elect benefits or you and your family will not have medical, dental or vision coverage in 2017—even if you are currently enrolled. Also, if you want to participate, you’ll need to elect your 2017 contribution amounts for the flexible spending accounts (FSAs) and the Health Savings Account (HSA).

Important: Please note the enrollment dates below. Be sure to mark your calendar.

Lovelace: November 1–7, 2016

Good health has its own rewards

You can’t put a dollar figure on good health, but you can pay less for your 2017 medical premiums when you—and your covered spouse—complete your wellness screening by October 31, 2016. You can save even more when you (and your covered spouse) achieve important health goals—and get valuable information to help you monitor and improve your health. Read more to learn about these and other changes in our wellness program for 2017.

Feeling Uneasy or Stressed?

Many of the news stories circulating this week may have you or your loved ones feeling uneasy or stressed.  Your emotional health contributes greatly to your overall physical well-being. From time to time we are all confronted with everyday life or work difficulties. This is just a reminder that your EAP is available to you and your immediate family members 24/7.

Your are not alone… your EAP is there to help. Call 1 (800) 767-5320 or visit www.my-life-resource.com (username: hmsa, password: myresource)

Beat the Heat this Summer!

Since Memorial Day marks the unofficial start of summer, you may be getting ready to plan a vacation or simply spend more time outdoors. Both scenarios mean you'll have to start protecting your skin from the sun again.

The sun can cause harm to your skin even if you can't see it — you don't have to get a sunburn to have been exposed to harmful UV rays! As a result, it's vital to wear sunscreen and practice some sun-smart habits.

The new rules of Social Security Income

Last November, the Bipartisan Budget Act of 2015 was passed and it’s changed the way everyone thinks about Social Security. Previously, married couples used strategies like “file and suspend” and “restricted application” to maximize their Social Security income. However, that’s no longer possible — unless you act soon. To continue taking advantage of these Social Security income boosting techniques, call now at 855-223-3329, Monday through Friday, 9am-9pm ET.

You only have until April 29, 2016 to take advantage of this, so act fast.

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